Planning for the future to protect you and your family.
Life Insurance policies pay out a lump sum if you were to die or if you are diagnosed with a critical illness. A further policy can be added, which will pay out a monthly benefit should you be unable to work through accident or sickness.
Many people, at all stages of life can benefit from the peace of mind a Life/Critical Illness policy can bring. Your adviser will help you work out how much cover you need with your policy. In the event of your death, it may not just be a mortgage you want to have paid, you may want to leave your loved ones enough money to cover income you would have earned or pay for Universty fees etc.
Life/Critical illness policies have a few extra features which can be beneficial for you. It’s important you take advice when arranging a policy of this type so you can be assured you will have the level and type of cover which best suits your needs.
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